About
Topsail Re Underwriters LLC (“Topsail Re,” "Company," "we," "us," or "our") takes your privacy seriously. This Privacy Policy explains how Topsail Re collects your information through topsailre.com, and how we may process it. Topsail Re is committed to compliance with applicable data privacy laws. This Privacy Policy demonstrates the choices you may have regarding our use of your personal information. Personal information is information that identifies, relates to, or could reasonably be linked with you or your household. Please read this Privacy Policy carefully to understand how we may use your personal information. Should we make any changes to our practices, we will update this Privacy Policy, and the Effective Date above will change.
Information We Collect
We do not collect information about your visit through contact forms, tracking cookies, web beacons, advertising pixels, chat widgets, CRM embeds, or other interactive data-capture mechanisms. Limited technical metadata may be processed by operational service providers as described below.
Operational service providers used for DNS, TLS, CDN, WAF, hosting, deployment, security and incident response may process limited technical metadata as necessary to deliver, secure, troubleshoot, and maintain the Website. The site is configured to minimize data collection and retention where commercially reasonable.
Your IP address may be processed as necessary during your visit to deliver, secure, and maintain the Website using technology consistent with industry standards. If there is a breach of security, Topsail Re will provide notice as required by applicable law.
We implement various security measures to protect your data when visiting the Website. Transmitted data is protected to and from the Website using encryption protocols.
How We Use Your Information
We use limited information as necessary to prevent fraud, theft or Website misconduct, and to maintain the security of the Website. We do not use this information for advertising, profiling, or cross-site tracking. We may use the information you voluntarily provide to us through email, telephone or mail communication to respond to your inquiries or fulfill the purpose of the communication.
We also use your information to comply with legal requirements.
International Data Transfer
Your IP Address may be transferred to and processed in the United States. We have put in place appropriate safeguards in accordance with applicable legal requirements to ensure that your data is adequately protected. For more information on the appropriate safeguards in place, please contact us using the details below.
Where we transfer your IP Address from the Cayman Islands, the United Kingdom, or the European Union countries to the United States, we provide safeguards to ensure the security and the confidentiality of your data.
How We Share Information
We do not sell or rent your personal information to third parties. We may disclose information you voluntarily provide to us through email, telephone or mail communication, to service providers for business operations. We may disclose information when required by law, to enforce our rights, or to protect our business, users, or others.
Data Retention
We retain voluntarily disclosed personal information provided through email, telephone or main communication only for as long as reasonably necessary to fulfill the purposes described in this Privacy Policy, comply with legal obligations, resolve disputes, provide the services you have requested, and enforce agreements. Personal information is not logged, stored, or retained by the website beyond what is necessary for transient processing.
Data Security
We use reasonable administrative, technical, and physical safeguards designed to protect personal information. In the event of a breach of data security, we will provide notice as required by applicable law. The internet, however, is never completely secure from interceptions, and we encourage you to use caution and discretion should you choose to send any electronic communication to us.
Children’s Privacy
Topsail Re believes in protecting the privacy of children online. Our Website is not intended for children under 13 in the United States or children under 16 outside the United States, and we do not knowingly collect personal information from children. If you believe a child has provided us with any personal information, please contact us so we can take appropriate action.
Gramm-Leach-Bliley Act Compliance
Under the Gramm-Leach-Bliley Act (“GLBA”), Topsail Re qualifies as a financial institution. We do not store or retain your Nonpublic Personal Information (“NPI”) anywhere or share it with unaffiliated third parties. NPI is any “personally identifiable financial information” that a financial institution collects about an individual in connection with a good or service. If we receive your NPI through a means outside of the Website, we handle it in accordance with applicable law.
Rights Regarding Personal Information for California Residents
This section of the Privacy Policy applies to Topsail Re processing of personal information of California consumers in accordance with the California Consumer Privacy Act (“CCPA”) and supplements the information stated elsewhere in this Privacy Policy. Topsail Re processes California consumer data when necessary to deliver, secure, and maintain the Website using technology consistent with industry standards. We may process personal information voluntarily provided to us through email, telephone or mail communication. This CCPA Section is limited to California consumers and their agents who meet CCPA agency requirements. If you contact us as an agent of a California consumer, we may ask you for additional information to verify your agency. California consumers have the following rights to their personal information that is collected:
(a) The right to know what information is being collected and how it is used and shared;
(b) The right to delete personal information collected from them;
(c) The right to opt-out of the sale or sharing of their personal information;
(d) The right to non-discrimination for exercising their CCPA rights;
(e) The right to correct inaccurate personal information a business has about them; and
(f) The right to limit the use and disclosure of sensitive personal information collected about them.
(g) The right to lodge a complaint with a local data protection authority
If you are a California consumer or an agent of a California consumer and wish to exercise any of these rights, please contact us through any of the means listed below.
CO, CT, DE, FL, IN, IO, KY, MD, MN, MT, NE, NH, NJ, OR, RI, TN, TX, UT and VA Consumer Rights
Consumers of certain other states may have similar privacy rights to those in California. If you live in a state that provides such rights and wish to exercise them, please contact us through any of the means listed below.
EU, Bermuda, Barbados, the Cayman Islands, Canada and the UK Consumer Rights
Certain rights exist for consumers in the EU, Bermuda, Barbados, the Cayman Islands, Canada, and the UK. This may include the right to access, restrict processing, object to, update, delete or correct your personal information you voluntarily provide to us outside of website collection. If you are an EU, Bermuda, Barbados, Cayman Islands, Canada, or UK resident and wish to exercise any of these rights, please contact us through any of the means listed below.
Your Choices and Rights Over Your Personal Information
Topsail Re is committed to compliance with all applicable privacy laws. Depending on where you live, you have or may have legal rights regarding personal information you voluntarily provide to us through email, telephone or mail communication, such as the right to request access to, correction of, or deletion of certain information. Please contact us using any of the methods below should you wish to exercise any of your rights. If you believe that we have not been able to assist with your request, you have the right to lodge a complaint with a local data protection authority.
Individual Responsible for Data Protection
Topsail Re’s Chief Information Officer is responsible for data protection related to the Website.
Changes to This Privacy Policy
You may request a copy of this Privacy Policy from us using the contact information below. We may update this Privacy Policy from time to time. When we do, the Effective Date at the top of this page will update. Your continued use of the Website after any update becomes effective means you acknowledge the revised policy.
Contact Us
If you have questions about this Privacy Policy, please contact us at:
Topsail Re Underwriters LLC
info@topsailre.com
(336) 676-4476
300 North Greene Street, Suite 1800
Greensboro, NC 27401